🏦 How Lenders Actually Underwrite Loans (Not What Borrowers Think) 🔍

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 12/02/2026

How Lenders Actually Underwrite Loans (Not What Borrowers Think) Most borrowers believe underwriting is about credit score and rate shopping. It’s not.

Bill Rapp, Commercial Mortgage Broker

📉 Job Growth Isn’t Driving Rents Anymore: What Multifamily Investors Must Watch Now

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 30/12/2025

Job Growth Loses Predictive Power in Multifamily Rent Trends For decades, multifamily investors relied on a simple rule of thumb: strong job growth equals rising rents. That relationship shaped underwriting assumptions, lending models, and long-term investment strategies.

Bill Rapp, Commercial Mortgage Broker